Unleash your business lending potential
Business lending is complex, inGain’s no-code SaaS loan management system makes it easier.
1 day
Typical time to offer and loan disbursement.
<60%
Reduction in technology and operations maintenance costs.
<10min
To onboard a customer, aggregate their business data & run pre-scoring.
<5 weeks
To launch operations in new markets and test new products.
Business borrowers’ needs are unique, so shall be the lending solutions
Serving capital needs of businesses is complex and require tailored finance solutions e.g. payment schedules that meet business seasonality, asset backed lending against equipment or stock, investment credit considering project cash flows. Serve your business customers with ease and automate what is relevant, inGain’s no code SaaS loan management system will match your requirements.
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Serve traditional loan products
or develop customer-centric, niche lending products
Business loans
Provide working capital via unsecured loans with payment schedules that match customer’s business cycles. Leverage custom instalment, credit line and bullet loan repayment methods.
Asset based loans
Serve customer capital requirements, by providing property, stock or equipment based loans. Setup a fixed payment schedule or manage an open credit line.
Equipment financing
Finance movable and non-movable equipment. Track and manage multiple collaterals including valuation, insurance, technical inspections, asset ownership transfer and related taxes.
Investment loans
Support a purchase, renovation or construction of a property. Disburse a mortgage in tranches, provide principal free period. Manage collateral valuation, insurance and property commissioning.
Factoring/ Invoice financing
Enable businesses to receive their money before invoice due date. Determine customer’s credit limit and automatically approve new invoice financing requests within the limits.
Loan refinancing
Aggregate several customer’s liabilities into a single loan with custom payment schedule that suits customer’s business cycles.
Insurance on top
Cooperate with insurance companies to protect your customers’ payments in case of negative business cycle.
Refinance loan portfolio
Cooperate with crowdfunding investment platforms to refinance your loan portfolio. Use the capital to grow your operations further.
Any unique financial model
Your customers have unique capital needs. inGain has a technology which is flexible and may be customized to make a perfect match.
Launch and scale without a hassle of technology management
Application processing
Acquire leads from affiliates and brokers, generate organic traffic. Set hard knock-out rules, connect to third party data vendors, run scoring and prepare risk adjusted loan offer. Capitalize on rejected leads.
Loan origination and servicing
Sign loan agreement and disburse the money via payment gateways. Reconcile incoming payments and perform daily loan recalculations for interest, fees and late penalties.
Debt collection
Track non-performing loan portfolio, automate communication regarding the payments, track promises to pay, offer customers flexible payment schedules or complete loan restructuring.
Collateral management
Register collateral associated to a loan. Manage valuation, insurance and sale of an asset.
Client Stories
Hear from our satisfied clients
Matiss Ansviesulis
Co-Founder of Money.jo, CreamFinance Group and Esketit
Santa Lemsa
Founder of Simpleros,
ex- 4Finance & Robocash
Jekaterina Stukalina
Founder of Orange finance
Miroslav Kološevski
Founder of Current auto
Over 60 companies used inGain to launch fintech products quickly:
Any industry that requires customer onboarding, loan origination and servicing, debt collection and various automated flows. We serve both consumer and business, secured and unsecured fintech products based on various loan calculation methods including instalment loans, line of credit and bullet loans.
Yes. The system is an off-the-shelf solution, but can also be configured for specific business requirements using no-code interface and further customised leveraging IT custom development services.
Yes. Our fast, lightweight LMS is particularly well suited for testing new products and markets. It provides an end-to-end solution or may partially leverage your existing infrastructure (e.g. customer acquisition channels, decision engine, data connector).
Yes. The system is ready to facilitate an end-to-end loan management process according to your business requirements. It enables fully automated processes, as well as, manual intervention where needed.
Yes. Our no-code solution enables you to edit messaging templates, create triggers for automated notifications and reminders, as well as, set up various communications campaigns.
Yes. Our decision engine allows users with respective permission to edit or change decision rules and cut-off points without IT involvement.
Yes. Payment processing is ensured via an API integration with a payment services provider of your choice.
Our SaaS loan management system is deployed on a dedicated server infrastructure in a public cloud. To follow local personal data processing requirements, we may deploy in your country of origin.