Unleash your consumer lending potential
Streamline end-to-end lending operations with inGain's no-code SaaS loan management system.
100%
Automation of customer & loan lifecycle management.
<80%
Reduction in technology and operations maintenance costs.
<5 min
To process loan application and disburse a loan.
<5 weeks
To launch operations in new markets and test new products.
Streamline business operations and eliminate inefficiencies
Experience faster application processing, streamlined workflows for your lending operations and reduced operating expenses with inGain's powerful system. Our no-code loan management platform empowers you to provide efficient and seamless financial services to your customers.
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Serve traditional loan products
or develop customer-centric, niche lending products
Consumer loans
Provide unsecured loans for any customer’s consumption needs. Match your customer’s ability to repay the loan by offering custom instalment loan repayment schedules.
Lines of credit and credit cards
Revolving credit line is among the most popular consumer finance products. Setup interest free period, minimum repayment, cash-back loyalty program. Withdraw money via transfer, plastic or virtual card.
Auto loans and leasing
Fulfil customer’s dream of owning a car, motorbike, yacht or any other vehicle. Track and manage multiple collaterals including valuation, insurance, technical inspections, asset ownership transfer and related taxes.
Point of sales & BNPL
Embed financial services in customer’s shopping experience both online in e-commerce checkout and at a merchant’s physical shop. Share a revenue income with a merchant or earn an interest from a borrower.
Mortgages
Support a purchase, renovation or construction of a property. Disburse a mortgage in tranches, provide principal free period. Manage collateral valuation, insurance and property commissioning.
Home improvement loans
Finance home renovation, solar panel installation or backyard improvements with a tailored loan disbursement schedule and flexible repayment terms to minimize the financial pressure on a household.
Asset based loans
Serve customer capital requirements, by providing home equity loans or reverse leasing of a movable asset. Setup a fixed payment schedule or manage an open credit line.
Student loans
Support a formal university degree education or online influencer courses. Account for study term and specifics while setting up payment schedule, manage warrantors including governmental programs.
Payday loans
Serve small ticket, single payment short term loans. Offer payment date extension and loan restructuring in a completely automated manner.
Loan refinancing
Aggregate several customer’s liabilities into a single loan with a custom payment schedule that matches customer’s affordability.
Insurance on top
Cooperate with insurance companies to protect your customers from bad debts in case of sickness or job loss.
Any unique financial model
Build niche finance products e.g. car subscription service, property rent-to-own acquisition model, with our customizable product setup engine.
Launch and scale without a hassle of technology management
Application processing
Acquire leads from affiliates and brokers, generate organic traffic. Set hard knock-out rules, connect to third party data vendors, run scoring and prepare risk adjusted loan offer. Capitalize on rejected leads.
Loan origination and servicing
Sign loan agreement and disburse the money via payment gateways. Reconcile incoming payments and perform daily loan recalculations for interest, fees and late penalties.
Debt collection
Track non-performing loan portfolio, automate communication regarding the payments, track promises to pay, offer customers flexible payment schedules or complete loan restructuring.
Collateral management
Register collateral associated to a loan. Manage valuation, insurance and sale of an asset.
Client Stories
Hear from our satisfied clients
Matiss Ansviesulis
Co-Founder of Money.jo, CreamFinance Group and Esketit
Santa Lemsa
Founder of Simpleros,
ex- 4Finance & Robocash
Jekaterina Stukalina
Founder of Orange finance
Miroslav Kološevski
Founder of Current auto
Over 60 companies used inGain to launch fintech products quickly:
Any industry that requires customer onboarding, loan origination and servicing, debt collection and various automated flows. We serve both consumer and business, secured and unsecured fintech products based on various loan calculation methods including instalment loans, line of credit and bullet loans.
Yes. The system is an off-the-shelf solution, but can also be configured for specific business requirements using no-code interface and further customised leveraging IT custom development services.
Yes. Our fast, lightweight LMS is particularly well suited for testing new products and markets. It provides an end-to-end solution or may partially leverage your existing infrastructure (e.g. customer acquisition channels, decision engine, data connector).
Yes. The system is ready to facilitate an end-to-end loan management process according to your business requirements. It enables fully automated processes, as well as, manual intervention where needed.
Yes. Our no-code solution enables you to edit messaging templates, create triggers for automated notifications and reminders, as well as, set up various communications campaigns.
Yes. Our decision engine allows users with respective permission to edit or change decision rules and cut-off points without IT involvement.
Yes. Payment processing is ensured via an API integration with a payment services provider of your choice.
Our SaaS loan management system is deployed on a dedicated server infrastructure in a public cloud. To follow local personal data processing requirements, we may deploy in your country of origin.