Unleash competitive edge by offering device financing and quick onboarding
Launch innovative fintech products and outcompete your rivals in the market with inGain’s no-code loan management system.
<3 min
to approve new borrower for your fintech product.
>44%
of adults want a financing plan for their smartphone.
100%
Automation of each customer engagement including collections.
<5 weeks
To launch operations and test new products.
Leverage fintech approach as your competitive edge
Customers are looking to finance devices with flexible payment schedules and fintech like experience with telecommunication providers and related market players. inGain's no-code loan management platform empowers you to provide efficient and seamless financial services to your customers.
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Become a market leader through innovative business models
Device loans
Leverage your unique customer data about telecommunication plans and payments, traffic and data information and geolocation to compete with banks and lenders in device financing.
Subscription service
Many customers prefer to follow tech trends and upgrade devices constantly, not actually owning them. Offer a smartphone and other device subscription with insurance included, providing fixed monthly cost and option to upgrade regularly.
Restructuring debt portfolios
Customers often miss their payment obligations. Provide an online platform to structure a payment schedule, offer convenient payment methods and recover debts while retaining customers.
Create innovative fintech products to capture underserved niches
Banks and non-bank lenders often rely on classic risk scoring models and under-serve a large part of the customer base. As a telecommunications operator you have the opportunity to leverage your unique customer data to gain a device financing market share.
Test new products quickly, without IT management
Become the driver of circular economy for smartphones and other devices by offering leasing and subscription services, or come up with other customer appealing initiatives. inGain provides a technology solution where you are not required to become an expert in IT management.
Launch and scale without a hassle of technology management
Application processing
Acquire leads from affiliates and brokers, generate organic traffic. Set hard knock-out rules, connect to third party data vendors, run scoring and prepare risk adjusted loan offer. Capitalize on rejected leads.
Loan origination and servicing
Sign loan agreement and disburse the money via payment gateways. Reconcile incoming payments and perform daily loan recalculations for interest, fees and late penalties.
Debt collection
Track non-performing loan portfolio, automate communication regarding the payments, track promises to pay, offer customers flexible payment schedules or complete loan restructuring.
Collateral management
Register collateral associated to a loan. Manage valuation, insurance and sale of an asset.
Client Stories
Hear from our satisfied clients
Matiss Ansviesulis
Co-Founder of Money.jo, CreamFinance Group and Esketit
Santa Lemsa
Founder of Simpleros,
ex- 4Finance & Robocash
Jekaterina Stukalina
Founder of Orange finance
Miroslav Kološevski
Founder of Current auto
Over 60 companies used inGain to launch fintech products quickly:
Any industry that requires customer onboarding, loan origination and servicing, debt collection and various automated flows. We serve both consumer and business, secured and unsecured fintech products based on various loan calculation methods including instalment loans, line of credit and bullet loans.
Yes. The system is an off-the-shelf solution, but can also be configured for specific business requirements using no-code interface and further customised leveraging IT custom development services.
Yes. Our fast, lightweight LMS is particularly well suited for testing new products and markets. It provides an end-to-end solution or may partially leverage your existing infrastructure (e.g. customer acquisition channels, decision engine, data connector).
Yes. The system is ready to facilitate an end-to-end loan management process according to your business requirements. It enables fully automated processes, as well as, manual intervention where needed.
Yes. Our no-code solution enables you to edit messaging templates, create triggers for automated notifications and reminders, as well as, set up various communications campaigns.
Yes. Our decision engine allows users with respective permission to edit or change decision rules and cut-off points without IT involvement.
Yes. Payment processing is ensured via an API integration with a payment services provider of your choice.
Our SaaS loan management system is deployed on a dedicated server infrastructure in a public cloud. To follow local personal data processing requirements, we may deploy in your country of origin.