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inGain is developing a no-code SaaS loan management system that enables lenders and businesses in various sectors to launch and scale lending and financial products. The system covers compliance and know-how gaps via a third-party API marketplace offering over 80 ready-made connections.

inGain is developing a no-code SaaS loan management system for businesses to launch and scale niche financial products that meet individuals’ financing needs in weeks and without the hassle of IT management. Third-party API marketplace with more than 80 ready-made connections cover for compliance and know-how gaps, for example, risks assessment, KYC & AML, debt collection and others.

1. The problem

Existing bank and lender loan products often fail to meet specialized consumer needs for subscription, rent-to-own, and deferred payment products, which are increasing in popularity.

Example:

Car dealerships are eager to launch rent-to-own/ leasing/ deferred payment options by themselves, yet they pass their clients and profits to banks and leasing companies to finance the vehicle purchase

There could be 1000’s of financial products

if lending wasn’t exclusive to banks and lenders.

90%

of businesses can’t launch financial products due to entry cost, long time to market, lack of know-how and compliance.

2. Solution

inGain is developing a no-code SaaS loan management system that provides:

Self-onboarding in up to 2 weeks
Onboarding costs 20 times cheaper than in-house development
Scalability without the hassle of IT management
Ready-made third-party integrations to tackle compliance and know-how gaps, e.g., credit scoring, KYC & AML, debt collection

It is an end-to-end solution that streamlines operations from loan applicant processing, loan origination and servicing, collateral management to debt collection. Service any type of lending and financial products—installment loans, credit lines, subscriptions, rent-to-own, crowdfunding:

Online and offline
Secured and unsecured
To consumers and businesses
In cash and by transfers

3. Traction

inGain closed the year 2023 with EUR 912k ARR and 26 paying customers.

The inGain Trajectory

EUR 912k

Revenue in 2023

Paying customers

8 markets

Europe, MENA, Africa

NRR 120%+

Result of volume fee introduction

EUR 50'900

EUR 75'500

3.1X

EUR 160'0000

2022

2023

F2024

Avarage MRR

14 weeks

5 weeks

4.7X

3 weeks

2022

2023

F2024

Onboarding time

3.6X

2022

2023

F2024

New Clients

The business model is based on four main pillars, with the first three contributing to the Monthly Recurring Revenue (MRR):
‍

1.
System subscription fees (MRR)

2.
Volume-based fees (MRR)

3.
Premium service level fees (MRR)

4.
One-time onboarding fees

inGain SaaS Loan Management System is a leader in Loan Origination on G2

Client Stories

Hear from our satisfied clients

We required a reliable and scalable IT system to support our product and Jordanian market specifics. inGain was able to quickly adapt their system to our needs, which meant that we could focus on marketing and sales.

Matiss Ansviesulis

Co-Founder of Money.jo, CreamFinance Group and Esketit

Our goal is to scale the business by leveraging technology and automation instead of continuously growing headcount. We configured inGain's loan management system to reach our objective.

Santa Lemsa

Founder of Simpleros,
ex- 4Finance & Robocash

inGain has been our trusted partner for over 8 years now. We are very pleased with their service and technology being flexible and adaptive to our fast-paced industry and ever changing business requirements.

Jekaterina Stukalina

Founder of Orange finance

Auto rental has specific requirements that don’t apply to other industries in the market. We needed an experienced partner in the fintech industry to bring us the tailor-made software solution that could help us streamline our business.